Wind Mitigation & 4-Point Insurance Inspections
Insurance companies often require specific inspections be completed prior to binding homeowners insurance coverage. At HomePro Inspections, we offer options which are intended to meet insurance requirements that include 4-point inspections, roof inspections, and wind mitigation assessments. Request a quote now or call (904) 268-8211 to speak with one of our knowledgeable team members.
4-Point Insurance Inspection
This limited scope evaluation documents the age and general condition of the roof, plumbing, electrical, and HVAC systems for your insurance company, so you can obtain insurance coverage for the home. It is not intended to replace a comprehensive home inspection.
- Evaluates roof, plumbing, electrical, and HVAC systems
- Determines age and general condition
*Please note that every insurance company has different requirements for equipment and roof ages. HomePro cannot guarantee insurance coverage. Click here for Citizens Property Insurance Corporation (Florida) inspection forms.
Roof Insurance Inspections
This limited scope evaluation documents the age and general condition of the roof, for your insurance company, so you can obtain insurance coverage for the home. It is not intended to replace a comprehensive home inspection.
- Evaluates property’s roof system
- Determines age and general condition
*Please note that every insurance company has different requirements for roof ages. HomePro cannot guarantee insurance coverage. Citizens Property Insurance Corporation (Florida) states that shingle roofs over 25 years old must have documentation showing a minimum of 3 years life remaining. Click here for Citizens insurance inspection forms.
Wind Mitigation Assessments
This limited scope service documents wind-related construction features, utilizing special state form OIR-B1-1802, and may result in significant savings by reducing the windstorm portion of the homeowner’s insurance premium. Many existing homes may qualify for discounts without making any changes!
- Documents wind-related construction features
- Determines opportunities for insurance premium savings if adding wind resistive construction features
*Click here for wind forms for Citizens Property Insurance Corporation (Florida). Click here for a list of features that Citizens accepts for credits.
Wind Mitigation FAQ’s
What is the value of wind discounts for my homeowner’s insurance?
The dollar value of wind discounts is dependent upon three primary factors:
- 1 Number of wind resistive construction features present on your home
- 2 Location of your home
- 3 Value of your home
*Note: Some individual features may qualify for significant discounts, while others only qualify for a small percent reduction. Wind rates vary by location within the state. Contact your insurance agent/company to determine the potential value of the discounts for your home, as each company offers a different discount schedule.
What construction features qualify for wind discounts?
Qualifying construction features typically include the following:
Specific roof coverings
Roof decks installed with larger nails and closer spacing
Secondary water resistance
Specific hurricane clips/straps holding the roof structure to the walls
Certain roof shapes and internal bracing
Protection of openings (impact resistant glazing or other protection systems)
How much does a wind mitigation inspection cost?
The pricing for wind mitigation inspections or assessments varies based on the size of a home. Request a quote now or call (904) 268-8211.
Located in Jacksonville, FL, and serving St. Augustine and the surrounding areas, HomePro Inspections provides the best home inspection services. In addition to insurance-related services, we offer inspection options for WDO, new construction, and specialty focuses. Get started with a quote today by calling one of our knowledgeable team members at (904) 268-8211.
*Note: HomePro is not an insurance company and cannot guarantee that your inspection will approve your home for insurance coverage, or reduce your premium.